Amasebe amabini: ukomeleza ngakumbi ukonganyelwa kwemarike yendawo yemveliso yexesha elizayo
IKomishoni yoPhuhliso kunye noHlaziyo lweSizwe kunye noMphathiswa wezoShishino kunye neTekhnoloji yoLwazi kutshanje ikhuphe "Isaziso kwiSicwangciso sokuPhunyezwa sokuvuselela uQoqosho lwezoShishino kunye nokuKhuthaza uPhuhliso lwezoShishino oluPhezulu oluPhezulu", echaza ukuba kuyimfuneko ukuqinisekisa ukunikezelwa kwempahla eninzi ekrwada. kunye nokuzinzisa amaxabiso.Qhubeka ukubeka esweni ngokusondeleyo unikezelo kunye nemfuno kunye notshintsho lwamaxabiso kwimarike yempahla ekrwada eninzi, ukwandisa ngamandla unikezelo olusebenzayo lwemalike yempahla ekrwada, kunye nokusebenzisa ngokuguquguqukayo oovimba belizwe ukwenza uhlengahlengiso lwemarike.Ukomeleza ngakumbi ulongamelo lwemalike yemveliso yexesha elizayo, kwaye uthintele ngokupheleleyo intelekelelo egqithisileyo.
Umbono weQela leZhanzhi: Ukuze kuzinziswe amaxabiso eemveliso, ilizwe lisasebenzisa ulawulo olungqongqo ukuthintela intelekelelo.Kulindeleke ukuba amaxabiso amalahle kunye nentsimbi abuyele ngokuthe ngcembe kwimarike elawulwa yinkqubo yokubonelela kunye nemfuno.
Imigaqo-nkqubo emitsha yenkxaso-mali yezindlu iye yaqaliswa kwiindawo ezininzi ukuze kunyuswe iintengiselwano zexesha elifutshane kwimarike yepropati.
Kungekudala, u-Hunan Hengyang ukhuphe isicwangciso sokuphunyezwa kwenkxaso yezindlu, echaza ukuba ukuthengwa kwezindlu zorhwebo ezisanda kwakhiwa ngaphambi koMeyi 31, 2022 kunokonwabela inkxaso-mali yemali eyahlukahlukeneyo, ukuya kuthi ga kwi-50% yerhafu yentlawulo ehlawulweyo.Ukongeza, izixeko ezininzi kunye nemimandla, kubandakanya iChangchun, iHarbin, iJingmen, iXinxiang, iKaifeng, neNantong Hai'an, ziye zazisa amanyathelo enkxaso yezindlu.Ukuze kuvuselelwe intengiselwano yexesha elifutshane, ezinye iindawo ziye zamisela ixesha elithile lenkxaso-mali yokuthenga izindlu.
Umbono weQela leZhanzhi: Ngexesha elifutshane, kwimeko yangoku yentengiselwano yemalike embi, kulindeleke ukuba izixeko ezininzi zilandele imigaqo-nkqubo exhasayo ukuzinzisa imarike.Ezinye izixeko ezinoxinzelelo olukhulu lokunciphisa impahla ziyakusebenzisa iindlela ezinjengokukhupha izibonelelo zezindlu kunye nokunyusa isixa semali mboleko yeprovident fund ukukhuthaza intengiselwano.Ngaphantsi kokukhuthazwa kwezindlu "ezikhethekileyo" ezahlukeneyo, umthamo wokuthengiselana wemarike yepropati kulindeleke ukuba unyuke kwixesha elifutshane, kwaye ukunyuka kweemfuno kuya kuqhuba imfuno yensimbi ephezulu, eya kunceda amaxabiso ensimbi kwixesha elifutshane.
Ukukhululwa kweemali-mboleko zezindlu zomntu kuye kwanda ngokukhawuleza, kwaye imeko-bume yemali ye-real estate iye yaphucuka
Ngokutsho kwedatha ekhutshwe yiBhanki ePhakathi nge-13 kaDisemba, ekupheleni kukaNovemba ka-2021, ibhalansi yemali mboleko yezindlu yayiyi-38.1 yetriliyoni ye-yuan, ukunyuka kwe-401.3 yebhiliyoni ye-yuan ngaloo nyanga, ukunyuka kwe-53.2 yebhiliyoni ye-yuan ngo-Oktobha.Ukongezelela, sifunde kumagunya alawulayo kunye neebhanki ezininzi ukuba ekupheleni kukaNovemba, iimali mboleko zezindlu ezivela kwiibhanki zebhanki zanda ngaphezu kwe-200 yezigidigidi ze-yuan ngonyaka.Phakathi kwazo, ibhalansi yemali mboleko yezindlu zomntu inyuke ngaphezu kwe-110 yeebhiliyoni zeeyuan unyaka nonyaka, kwaye imali mboleko yophuhliso inyuke ngaphezu kwe-90 yeebhiliyoni zeeyuan unyaka nonyaka..
Imbono yeQela leZhanzhi: Njengoko amaziko emali eqhubeka nokuphucula indlela yawo yokuxhasa ngemali izindlu, iimfuno zenkxaso-mali ezifanelekileyo zemarike yezindlu ziyahlangatyezwa.Kulindeleke ukuba i-real estate finance iphinde ibuyele kwisiqhelo kwaye ikhuthaze isangqa esilungileyo kunye nophuhliso olunempilo lweshishini lezindlu.I-rebound kwimarike yezindlu iya kwandisa ukuzithemba kweemarike, ukwandisa indawo yokwakhiwa kwezindlu ezintsha, kunye nokuvuselela imfuno yentsimbi.